Tide Business Current Account

Tide Business Current Account is a fully-integrated mobile banking platform designed to help small business owners, startups, entrepreneurs, sole traders, and freelancers manage their finances in one place. Open a free UK business bank account in minutes with no monthly fees, and access powerful tools to streamline payments, cash flow, savings, and working capital—all from your mobile device or desktop.

Handle payments and invoicing faster to improve your cash flow. Send custom invoices, use Payment Links for instant payments, and accept card payments on the go with the Mobile Business Card Reader. Track incoming and outgoing money easily, so you're never left guessing about your business position.

Grow your reserves and plan ahead with a dedicated Business Savings Account where you can earn interest starting from just £1. Access and manage your savings anytime in the app, giving you a straightforward way to build financial stability alongside your day-to-day banking.

Control team spending with up to 50 Expense Cards for your employees. Set individual card limits, upload receipts directly in the app, and connect Apple Pay and Google Pay for seamless mobile payments. Monitor costs in real time to keep your business finances on track without spreadsheet hassles.

Simplify accounting by tagging income and expenses, then syncing automatically with Xero, QuickBooks, or Sage. Generate profit and loss statements and VAT reports instantly in the app, or grant your accountant secure access to your account. Skip the complexity—stay organized with minimal effort.

Access flexible business funding when you need it. Compare and apply for loans, credit, and working capital options without a hard credit check, so you can explore finance options that support your growth plans.

Your account comes with robust security features including FSCS protection up to £85,000, the ability to freeze or replace cards instantly, international payments with no hidden fees, and PIN-protected access to your money. More than 1.5 million small businesses and entrepreneurs trust this platform to handle their banking and finance needs every day.

Download the app and open your free business bank account in minutes. Manage invoices, payments, expenses, savings, and accounting all from one simple, optimized mobile app. Tide Business Current Account puts the tools you need to run your business right at your fingertips.